How to Retire with Enough Money: And How to Know What Enough Is
| Author | : | |
| Rating | : | 4.80 (598 Votes) |
| Asin | : | 0761186131 |
| Format Type | : | paperback |
| Number of Pages | : | 144 Pages |
| Publish Date | : | 2016-12-27 |
| Language | : | English |
DESCRIPTION:
“Everyone who isn’t independently wealthy should read this book, filled with understandable, actionable guidance for retirement.” –Ash Williams, Executive Director & CIO, Florida State Board of Administration “An authoritative voice, providing practical advice on how to navigate the challenge of planning for a secure retirement.” –Thomas DiNapoli, New York State Comptroller “Retirement security is achievable—if you read this book and act on it.” –Marc Fandetti, Principal, Meketa Investment Group “Ghilarducci uses humor, easy-to-understand calculations, and personas to showcase how readers from varying walks of life can make sustainable retirement savings choices.” —Library Journal
Here is a single-sit read than can change the course of your retirement. Why to “get rid of your guy”—those for-fee (or hidden-fee) financial planners that suck up valuable assets. Written by Dr. It begins with acknowledging what a person or household actually needs to have saved—the rule of thumb is eight to ten times your annual salary before retirement—and how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen good ideas to get current expenses under control. Why it’s always better to pay off a loan or a mortgage. Teresa Ghilarducci, an economics professor, a retirement and savings specialist, and a trustee to two retiree health-care trusts worth over $54
"A sensible guide to retirement planning" according to G. Lawton. The author's suggestions and recommendations for retirement planning are conservative and sensible, although there's nothing terribly original here. In a nutshell, the author recommends avoiding too much debt, saving more, taking advantage of the employer match for your A sensible guide to retirement planning G. Lawton The author's suggestions and recommendations for retirement planning are conservative and sensible, although there's nothing terribly original here. In a nutshell, the author recommends avoiding too much debt, saving more, taking advantage of the employer match for your 401k, avoiding commission-based financial planners, delaying taking your social security benefits if possible, investing through low fee index funds, and diversifying your investments appropriate to age. The book closes with a one-sided pitch for expansion of existing welfare programs such as Medicare and the establishment of a new comprehen. 01k, avoiding commission-based financial planners, delaying taking your social security benefits if possible, investing through low fee index funds, and diversifying your investments appropriate to age. The book closes with a one-sided pitch for expansion of existing welfare programs such as Medicare and the establishment of a new comprehen. but finally helped me to gain freedom from my financial advisor who was charging me a percentage that is better in my pocket Nothing really new here, but finally helped me to gain freedom from my financial advisor who was charging me a percentage that is better in my pocket! Very happy I purchased.. Okay, but a bit simplistic. Jim N Guess I was expecting more "hard" detail. Good synopsis of the problem, though And the deficiencies of our government!